Financial Literacy

Cultivating Work Ethic

One of the most important tasks for any caring parent must be to instill a strong work ethic and cultivate a belief that usually hard work dedicated to a good purpose over time is a great recipe for success.

Check Your Financial Idle – Keep Committed Expenses Low

Many families have arranged their financial affairs so that their committed expenses every month almost equal their entire income. Through the choices they have made and circumstances they have endured, they have eroded almost all the financial operating room they have. Unlike the semi which can draw upon additional power when needed, households idling red are unable to use their budget or discipline to change their financial situation.